Equine Insurance Articles

Clear guides for horse owners comparing cover, managing risk, and protecting their horses.

Horse standing in an open field
Ownership

Do You Need Equine Insurance?

A practical guide to who should consider equine insurance and why cover can matter for horse owners, riders, breeders, and equine businesses.

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Cover Guide

What Does Equine Insurance Cover?

Understand common cover options including veterinary fees, mortality, theft, public liability, loss of use, tack, equipment, and transit cover.

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Pricing

How Much Does Horse Insurance Cost?

Learn what affects horse insurance premiums, from market value and age to use, cover level, location, excesses, and policy benefits.

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Decision Guide

Is Horse Insurance Worth It?

Explore when horse insurance may be worthwhile for veterinary costs, liability protection, mortality cover, high-value horses, and peace of mind.

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Mortality Cover

Horse Mortality Insurance Explained

Learn how mortality insurance can protect the financial value of a horse, how insured value is assessed, and what owners should review in the policy.

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Horse and rider in an outdoor riding area
Liability

Horse Liability Insurance Guide

Understand how liability insurance can protect horse owners from third-party injury, property damage, legal costs, and compensation claims.

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Valuation

How Much Should I Insure My Horse For?

Learn how to choose an insured value based on market value, records, training, competition success, breeding potential, and annual reviews.

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Risk Guide

What Happens If You Don't Have Horse Insurance?

Understand the financial risks of being uninsured, from veterinary bills and liability claims to mortality losses, transport incidents, and tack replacement.

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Terminology

Equine Insurance vs Horse Insurance: What's the Difference?

Learn how the terms equine insurance and horse insurance compare, what cover may be included, and what matters most when choosing a policy.

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Horse standing in a field
Horse Health

What Is the Number One Cause of Death in Horses?

Learn why colic is one of the leading serious health risks for horses, along with warning signs, common mortality causes, and prevention basics.

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Horse standing in a stable
Colic

Signs of Colic in Horses

Learn common colic warning signs, severe symptoms that need urgent veterinary attention, and what to do while waiting for professional guidance.

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