Equine Insurance
Comprehensive equine insurance solutions for South African horse owners. We cover horses of every breed, discipline and value with tailored policies designed for your needs.
Comprehensive Cover
for Every Horse
Whether you own a leisure pony, a competition thoroughbred or a breeding stallion, your horse represents both a financial investment and an emotional commitment. Equine insurance protects both, ensuring you can provide the best possible care without the burden of unexpected costs.
From the stables of Johannesburg to the farms of the Western Cape, South African horse owners trust equisure for specialist insurance that truly understands the needs of horses and their owners.
Equine Insurance at a Glance
Cover for every breed — from Arabians to Warmbloods, ponies to draft horses
Policies available for horses from 30 days old up to 20 years and beyond
Cover from R10,000 leisure horses to competition horses valued over R2 million
Protection across all 9 provinces of South Africa
Complete Equine
Insurance Solutions
We offer a full range of equine insurance products designed to protect your horse, your finances and your peace of mind.
All Risk Mortality
Comprehensive mortality cover for death resulting from illness, disease, accident or injury. The essential foundation policy for every horse owner.
Loss of Use
Financial protection if your horse becomes permanently incapable of performing its intended function due to injury or illness. Vital for competition and working horses.
Veterinary Fee Cover
Cover for the cost of veterinary treatment following accidental injury or illness. Helps manage the significant cost of specialist equine veterinary care.
Public Liability
Protection against legal liability for injury to third parties or damage to their property caused by your horse. Essential for any horse owner.
Equine Insurance
Policy Types
Understanding the different types of equine insurance cover helps you build a policy that matches your specific needs and budget.
All Risk Mortality
The cornerstone of equine insurance. Covers death from any accidental or natural cause including illness, disease, accident, injury and humane destruction on veterinary advice.
Loss of Use
Provides a percentage of the horse's insured value if it becomes permanently incapable of performing its intended function due to specified causes.
Veterinary Fee Cover
Reimburses the cost of veterinary treatment for accidental injuries or specific illnesses. Includes surgical procedures, medication and aftercare.
Public Liability
Covers legal liability for injury to third parties or damage to their property arising from the ownership or custody of your horse.
Personal Accident
Provides a lump sum benefit to the owner or rider in the event of accidental death or specified injuries sustained while riding or handling a horse.
Theft & Transport
Cover for theft or straying of your horse, and for injuries sustained during transport. Essential for owners who travel regularly to events.
The Equine Insurance
Specialists
Equisure is built around one mission — providing the best equine insurance in South Africa. Our team has decades of combined experience in equestrian sport, veterinary care and insurance underwriting.
We work with leading South African underwriters to bring you policies that combine comprehensive cover with competitive premiums. Our specialist approach means we understand exactly what horse owners need.
Learn More About UsWhy We're Different
Horse People First
We understand horses because we own, ride and compete with them ourselves.
FSCA Regulated
We are an authorised financial services provider operating under South African insurance regulation.
Tailored Policies
No one-size-fits-all. Every policy is built around your horse, your discipline and your budget.
Claims Support
Dedicated claims handlers who understand equine matters and process claims efficiently.
What You'll Need
to Get Covered
- ✓
Completed Online Quote
Full disclosure of your horse's history, previous injuries or illnesses and current veterinary status.
- ✓
Veterinary Certificate of Health
Required for horses valued above R100,000 or when specifically requested by our underwriting team.
- ✓
Positive Identification
Horses must be positively identified via passport, microchip or brand documentation.
- ✓
Current Vaccinations
African Horse Sickness, Equine Influenza and Tetanus vaccinations must be up to date.
Ready for Equine
Insurance Peace of Mind?
Get a tailored quote from South Africa's equine insurance specialists. We'll build the right cover for your horse, your activities and your budget.