Veterinary
Expenses Cover
Specialist veterinary fee insurance for horses — covering the cost of accidental injury treatment, medical procedures, surgical intervention and post-operative care.
Managing the Cost of
Equine Veterinary Care
Equine veterinary care in South Africa is sophisticated — and expensive. From emergency colic surgery costing R30,000 to R60,000, to fracture repair, wound management and specialist treatments, the cost of keeping a horse healthy can be substantial.
Veterinary expenses cover ensures that when your horse needs medical attention, you can focus on their recovery rather than worrying about the cost. It's peace of mind for every horse owner.
Vet Cover at a Glance
Average cost of equine colic surgery in South Africa — easily covered with vet insurance
Emergency veterinary care cover — accidents don't wait for business hours
Cover includes referral to equine specialists and surgical facilities
Valid at any registered veterinary practice across South Africa
Veterinary Expenses
Insurance Options
Our veterinary cover is designed to help you manage the cost of keeping your horse healthy, from routine emergencies to complex surgical procedures.
Accidental Injury Cover
Cover for veterinary costs resulting from accidental injuries including wounds, fractures, tendon injuries and other physical traumas sustained in the field or stable.
Surgical Cover
Cover for the cost of surgical procedures including colic surgery, orthopaedic surgery and other operations performed by a registered equine veterinary surgeon.
Medical Treatment Cover
Cover for non-surgical medical treatment including medication, hospitalisation, diagnostic imaging, laboratory tests and follow-up consultations.
Specialist Referral Cover
Cover for referral to equine specialists, including advanced diagnostic imaging, MRI, CT scans and treatment at specialist equine hospitals and referral centres.
Common Veterinary
Expenses for Horses
Understanding the types of veterinary treatment horses commonly require helps owners appreciate the value of veterinary expenses cover.
Wounds & Lacerations
Horses are prone to cuts, puncture wounds and lacerations from fencing, stable fittings and field hazards. Treatment often requires sedation, cleaning, suturing and antibiotics.
Tendon & Ligament Injuries
Tendon injuries require extensive diagnostic imaging, prolonged rest and rehabilitation programmes. Specialist ultrasound and MRI scans can cost thousands of rands.
Dental Emergencies
Dental fractures, infections and tooth root abscesses require veterinary attention, often including sedation, radiography and extraction or dental treatment.
Eye Injuries & Infections
Corneal ulcers, conjunctivitis and traumatic eye injuries are common in horses. Prompt veterinary treatment is essential to prevent permanent vision loss.
Respiratory Infections
Equine influenza, pneumonia and other respiratory conditions require veterinary diagnosis, medication and sometimes hospitalisation for severe cases.
Hoof & Foot Conditions
Laminitis, hoof abscesses, puncture wounds to the foot and hoof wall cracks all require veterinary treatment. Severe cases may need surgical intervention and ongoing care.
Helping You Afford
the Best Veterinary Care
At equisure, we believe that cost should never be a barrier to providing your horse with the veterinary care it needs. Our veterinary expenses cover is designed to give you the freedom to make medical decisions based on what's best for your horse, not what you can afford.
We work with veterinary practices across South Africa to ensure smooth claims processing, so you can focus on your horse's recovery rather than paperwork.
Learn More About UsWhy Choose Our Vet Cover
Comprehensive Cover
Cover for accidental injuries, surgical procedures and medical treatment from any registered vet.
FSCA Regulated
We are an authorised financial services provider operating under South African insurance regulation.
Direct Claims
We can settle claims directly with your veterinary practice, reducing upfront costs.
Nationwide Network
Valid at any registered equine veterinary practice across South Africa.
What You'll Need
for Vet Cover
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Completed Online Quote
Full disclosure of your horse's medical history, any pre-existing conditions and current health status.
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Veterinary Certificate of Health
Required for horses valued above R100,000 or when specifically requested by our underwriting team.
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Positive Identification
Horses must be positively identified via passport, microchip or brand documentation.
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Current Vaccinations
African Horse Sickness, Equine Influenza and Tetanus vaccinations must be up to date.
Ready for Vet Cover
Peace of Mind?
Get a tailored veterinary expenses quote from South Africa's equine insurance specialists. Protect your horse and your finances.